1. Install and Set Up PhonePe App:

If you haven't already, download and install the PhonePe app from the Google Play Store or Apple App Store. Once installed, follow the instructions to set up your account, including verifying your phone number and link your bank account.


2. Add Money to PhonePe Wallet:

You can add money to your PhonePe wallet using methods, UPI, debit/credit cards, or net banking. 


3. Open the PhonePe app.

Tap on the "Wallet" or "My Wallet" section.

Choose the "Add Money" option.

Select your preferred payment method (UPI, debit/credit card, net banking).

Enter the amount you want to add to your wallet.

Follow the on-screen instructions to complete the payment and add money to your wallet.

4. Make Payments Using PhonePe Wallet:

Once you have money in your PhonePe wallet, you can use it to make various types of payments, including recharges, bill payments, online shopping, and more. 

5. Open the PhonePe app.

Depending on the type of payment you want to make (recharge, bill payment, etc.), select the appropriate option from the app's home screen.

Enter the required details, such as mobile number, bill details, or items you want to purchase.

When you proceed to the payment step, you'll see different payment methods. Choose the PhonePe wallet as your preferred payment option.

Confirm the payment and complete the transaction using your PhonePe wallet balance.

Please note that payment apps and platforms can undergo updates and changes. Therefore, it's essential to refer to the latest instructions provided by PhonePe through their official website or app for the most accurate guidance on using their services.

Additionally, as of my last update, regulations and processes for digital wallets might have evolved, especially considering the dynamic nature of the financial technology industry. 

Always ensure that you are following the most current and secure practices when using any digital wallet platform.